by Theo Simeonidis | Oct 14, 2024 | Medical Insurance
Two years ago, I was approached by Tracey, a 60-year-old woman who asked me to review her existing insurances. Tracey had a “shared cover” medical insurance plan, meaning that in the event of a claim, the insurer would pay 80%, and she would pay the remaining 20%....
by Theo Simeonidis | Sep 19, 2024 | Insurance Advisors
Different people are motivated by different goals in life. Therefore, sometimes we find ourselves in certain situations that we never anticipated. In December 1988, the then Government gave approval for the importation of the predatory channel catfish into NZ. The...
by Theo Simeonidis | Jul 4, 2024 | Life Insurance
Contemplate a family of five: two parents and three children, all children under the age of five. If I asked the parents, “Who are the most important people in your family”, most would invariably answer, “The children”. If asked to explain why, parents would suggest...
by Theo Simeonidis | Jun 3, 2024 | Life Insurance
I write this article, having just returned from a heartbreaking funeral to farewell a savvy, vivacious, 33-year-old woman. A recent mother and successful business owner, with her whole life ahead of her, her death leaves behind a heavily grieving husband, family,...
by Theo Simeonidis | May 13, 2024 | Health Insurance, Trauma Insurance
As a specialist personal insurance adviser, I encounter many individuals (and families) who suffer from ‘bullet-proof syndrome’. In other words, they claim to be healthy, fit, exercise regularly, have great family genetics and longevity. Therefore, they believe they...