09 528 8724 theo@uprotectnz.com

Dealing with breast cancer:  part II

In an earlier article, I touched on a client’s moving story of dealing with a cancer diagnosis and her gratitude for having a top-quality insurance protection plan which I put in place for her over 3 years ago. Last month yet another client, Angela[1], a single parent with two teenage boys, was also sadly diagnosed with stage 3 breast cancer.

Thank goodness for regular insurance reviews

I had reviewed her insurances 18 months previously, and – being on a tight income – I recommended that she at least take up Life, Trauma and Mortgage Repayment cover.  As she was soon to undergo rectocele surgery, the insurer did not offer the Mortgage Repayment cover.  To compensate for the non-availability of the mortgage cover, I strongly recommended that she double her trauma cover– a recommendation which, thankfully, she accepted.

Trauma claim management

Just last month, Angela called me to inform me of her cancer diagnosis and I immediately undertook management of her trauma claim. The lump-sum claim was paid promptly and in Angela’s own words:

“Thank you very much for assistance with this claim. I do appreciate all you have done. I am very hopeful that this journey will not be too long!  This will definitely take a load of stress off me as I conquer this journey.  Yes, very unexpected and luckily the extra Trauma cover was in place instead of the Mortgage Protection cover.  Strange how things pan out isn’t it?”

Trauma cover means one worry less, just when needed

Being a single parent with two teenage boys and no other financial support, Angela was delighted that she had taken my advice to double her trauma cover. The larger trauma lump-sum payment has given her a financial buffer so that she doesn’t need to worry about her immediate financial situation and can concentrate on her imminent surgery and rehabilitation.

Again, I’m pleased and humbled to have been able to help Angela through putting in place a protection plan which provides financial relief at such a testing time, as well as executing the claim on her behalf. It’s what I do.

[1] Name changed for anonymity.

Theo Simeonidis is a Registered Financial Adviser, living and working in Millwater, and specialising in personal and business insurances. He is also able to provide a one-stop-shop for fire and general insurances. For assistance on any personal or business insurances, Theo can be contacted on 027 248 9320 or 09 528 8724 or email theo@uprotectnz.comAny such assistance is provided on a free, no-obligation basis. Theo’s disclosure statement is available free of charge on request.