by UProtectNZ | Oct 21, 2024 | Finance, Insurance Advisors
The world of financial services advice is rapidly changing, not always necessarily all for the better! Impersonal, automated “robo-advice’ is now upon us. This is advice generated by a computer program, based on the information you provide. I personally doubt that...
by UProtectNZ | Oct 14, 2024 | Medical Insurance
Two years ago, I was approached by Tracey, a 60-year-old woman who asked me to review her existing insurances. Tracey had a “shared cover” medical insurance plan, meaning that in the event of a claim, the insurer would pay 80%, and she would pay the remaining 20%....
by UProtectNZ | Jul 4, 2024 | Life Insurance
Contemplate a family of five: two parents and three children, all children under the age of five. If I asked the parents, “Who are the most important people in your family”, most would invariably answer, “The children”. If asked to explain why, parents would suggest...
by UProtectNZ | Jun 3, 2024 | Life Insurance
I write this article, having just returned from a heartbreaking funeral to farewell a savvy, vivacious, 33-year-old woman. A recent mother and successful business owner, with her whole life ahead of her, her death leaves behind a heavily grieving husband, family,...
by UProtectNZ | May 13, 2024 | Health Insurance, Trauma Insurance
As a specialist personal insurance adviser, I encounter many individuals (and families) who suffer from ‘bullet-proof syndrome’. In other words, they claim to be healthy, fit, exercise regularly, have great family genetics and longevity. Therefore, they believe they...
