Having a contingency plan in place for those tough financial times that may arise due to sickness, accident or losing a loved one is one of the smartest and wisest decisions you will ever make. But, where to start? Insurance can be rather daunting, confusing, and scary. It can be especially overwhelming when you look at all the different products, the multitude of insurers, and the various options available. Try and compare the quality of the different insurance policies and their associated costs and it gets even more tricky.
Customised insurance cover
Insurance needs are influenced by many different factors. Customised insurance takes age and stage in life, dependents (especially children), financial obligations (mortgage debt, personal and business loans) and whether you are in business (self-employed, in a partnership or company shareholder-employee) into account. Protection plans need to be tailored specifically for individual, family, and business needs. Such plans cannot simply be a “one size fits all” exercise. The often substantial variation in the quality of cover and costs between different insurers means this simply does not work.
Expert advice on your insurance needs
To help you through the insurance ‘jungle’ the best decision that you can make is to secure the services of an experienced and respected insurance adviser. The insurance specialist’s role is to work with you to provide guidance and quality advice. We are there to devise a plan and put together customised insurance that provides security and peace of mind. You need to know that you have protected yourself, your family and your business. All insurance companies have their specific ‘sweet spots’. It’s our job to find the best ‘sweet spot’ for you, in terms of the type, quality, and amount of insurance cover, as well as ensuring the cost is competitive and manageable.
We can help work out exactly what you need and customise insurance cover specifically for you
You just don’t know what’s around the corner and life throws some curveballs. Be prepared, act now: it’s easy when you talk with an experienced insurance adviser who knows their way around the intricacies of risk protection and has a strong personal interest in helping people.
It’s what we do!
Theo Simeonidis
UProtectNZ Insurance Services