by Theo Simeonidis | Dec 22, 2021 | Insurance Advisors
UProtectNZ Insurance Services: active in our community Since arriving to live in Millwater in 2015, Theo and Cristina Simeonidis of UProtectNZ Insurance Services have carved out a reputation as the financial advisers in Silverdale, Orewa and the Hibiscus Coast that...
by Theo Simeonidis | Dec 14, 2021 | Health Insurance
Insurance: the importance of full and accurate disclosure The whole basis of the relationship between the parties to a life and health insurance contract is founded on the legal doctrine of uberrimae fidei which requires both parties to exercise the utmost good faith...
by Theo Simeonidis | Dec 7, 2021 | Health Insurance
There are a wide range of medical insurance plans in the market, each structured in a way to meet differing levels of need and premium costs. One type is the Shared Cover medical plan offered by Southern Cross (e.g. RegularCare). Shared Cover equals 80% / 20% Shared...
by Theo Simeonidis | Sep 6, 2021 | Life Insurance
Personal insurance policy ownership and enduring powers of attorney Last month, we highlighted the importance of having the right policy ownership structure for your personal insurances, the most common ones being sole or joint policy ownership. Policy ownership means...
by Theo Simeonidis | Aug 30, 2021 | Life Insurance
A matter of life or death? The ownership structure of your personal insurance policies is more important than many realise. It’s critical that the life insurance policy ownership structure is matched to the circumstances of the life insured and policy owner(s). Don’t...
