09 528 8724 theo@uprotectnz.com
Hibiscus Coast Insurance Advocates

Hibiscus Coast Insurance Advocates

Holding insurance companies to account: why you need an insurance adviser! The relationship between the parties to an insurance contract is based on the legal doctrine of uberrimae fidei which requires both parties to exercise the utmost good faith in their dealings...
Preventative surgery insurance

Preventative surgery insurance

Is Preventative Mastectomy for Breast Cancer Covered by Medical Insurance? It is estimated that one in eight women, or approximately 12%, will be diagnosed with breast cancer in their lifetime. However, women with certain genetic mutations have a higher lifetime risk...
What medical insurance covers

What medical insurance covers

The cost of life-saving cancer drugs CAN be covered by medical insurance While recently enjoying a Sunday-morning coffee at Millies in Millwater on the Hibiscus Coast, I read in the Herald on Sunday the very sad story of a fit, non-smoker who was diagnosed with stage...
Insurance for the uninsurable

Insurance for the uninsurable

How can you increase your insurance cover if you are uninsurable? On the face of it, you may think this insurance for uninsurable question is a riddle? But no, it’s not. How can that be, you ask? If you have experienced a serious illness, such as cancer, and...
Will you need personal insurances?

Will you need personal insurances?

Can you predict the future? This seems like a silly rhetorical question, right? Yet, endeavouring to predict the future is exactly what many people seem to take a punt on, in relation to their personal family insurances. Health insurance when you’re well The ideal...